CalcLedger is a small set of calculators built around one idea: the math behind a big financial decision shouldn't be locked inside a spreadsheet or a bank's sales page.
Every calculator on CalcLedger runs the same formulas a bank, lender, or financial advisor would use — amortization for loans and mortgages, compound growth for investments, and standard yield formulas for rental property. We built them because most calculators online are either buried in ads, missing key inputs like property tax, or owned by a lender with a reason to make the numbers look better than they are. This site has no product to sell you.
Everything runs in your browser. When you type a number into any calculator, the math happens on your device — nothing is sent to a server, saved, or tied to your identity. You can close the tab and nothing is remembered. See our Privacy Policy for the full detail on the site's advertising and analytics use.
These tools give you a fast, honest estimate for planning purposes. They are not financial, tax, or legal advice, and they can't account for every variable in your specific situation — a lender's underwriting, your local tax rules, or your full financial picture. Use the numbers here as a starting point for a conversation with a licensed professional, not a final answer.
Found a calculation that looks off, or have a calculator you'd like to see added? Reach us at aviemavitan@gmail.com.